Checked 16 October 2026

What will a month of AI generation cost?

Compare published list prices for image generations, video seconds, and text-to-speech characters. The sample month is 40 images, 60 seconds of video, and 20,000 speech characters. Change the numbers and the table picks the cheapest verified way to cover them.

As of 16 October 2026, this calculator compares ElevenLabs, Runway, Kling, Higgsfield, Midjourney, Luma, Pika, and Leonardo. It uses vendor list prices with a source URL and a last-checked date on every plan. It does not invent a missing number. Subscription totals exclude tax, rollover, and first-month promos unless the row says otherwise.

Monthly usage

What you expect to generate

Minutes are optional. They are added to the character count at 1,000 characters per minute, which is ElevenLabs' published approximation.

Quality preset

Presets are not the same model on every tool. The result names the rate it used.

Billing
Reset sample
Estimated monthly cost for the usage entered above. Partial rows leave out modalities with no verified rate.
Tool What is priced Estimate Plan or meter Basis
Luma Covers images, video, speech Approximate $30.00 Plus · monthly
3,420.00 credits
  • Uni-1 is 30 credits per image.
  • Ray3.2 720p is 100 credits/5s or 300 credits/10s. Planning uses 30 credits per second from the 10-second bundle.
  • ElevenLabs v3 on Luma is 21 credits per 1,000 characters.
Runway Covers images, video, speech $35.00 Pro · monthly
1,440.00 credits
  • Gen-4 Image at 1080p is 8 credits per image.
  • Gen-4.5 is 12 credits per second.
  • Runway text to speech is 1 credit per 50 characters.
ElevenLabs Speech only Partial Approximate $3.60 Free · monthly
20,000.00 credits
  • Website TTS is 1 credit per character. If you exceed the plan, overage uses the compare table's approximate extra-minute price divided by 1,000.
  • No verified standard image rate on the membership price list, so images are not included in this estimate.
  • No verified standard video rate on the membership price list, so video is not included in this estimate.
Higgsfield Video only Partial Floor from $5.04 Pay as you go, list price from
  • Higgsfield API lists Kling 3.0 from $0.084 per second before discounts. The real mode can cost more.
  • No verified standard image rate on the pay-as-you-go price list, so images are not included in this estimate.
  • No verified standard voice rate on the pay-as-you-go price list, so speech is not included in this estimate.
Kling Images, video only Partial $6.16 Pay as you go
  • Kling API 3.0 images at 1K are $0.028 each.
  • Kling API 3.0 standard 720p without native audio is $0.084 per second.
  • No verified standard voice rate on the pay-as-you-go price list, so speech is not included in this estimate.
Midjourney Images only Partial $30.00 Standard · monthly
0.00 fast GPU minutes
  • Relax images are included with Standard, Pro, and Mega. The estimate is the subscription, not a per-image fee.
  • No verified standard video rate on the membership price list, so video is not included in this estimate.
  • No verified standard voice rate on the membership price list, so speech is not included in this estimate.
Pika Images, video only Partial Approximate $35.00 Creator · monthly
1,784.00 credits
  • Nano Banana 2 at 1K is 8 credits per image.
  • Seedance 2.5 720p is 122 credits for 5 seconds. Per-second math divides by 5.
  • No verified standard voice rate on the membership price list, so speech is not included in this estimate.
Leonardo Images, video only Partial $60.00 Ultimate · monthly
0.00 fast tokens
  • Eligible first-party images in Relax mode are covered by Premium, Ultimate, or a team plan. This is not a fast-token price, and it does not cover third-party image models.
  • Eligible first-party video in Relax mode is covered by Ultimate or a team plan. There is no published per-second token price, and third-party video models are not included.
  • No verified standard voice rate on the membership price list, so speech is not included in this estimate.

Tools on this rate card

Questions this page answers

How does this AI tool cost calculator work?

Enter a month of images, video seconds, and speech characters. For each tool, the site multiplies that usage by a published rate, then picks the cheapest verified plan that covers it. If the vendor bills per second or per character with no subscription, the estimate is that usage price instead.

Are these the official prices?

Each plan and rate links to the page it came from and shows the day it was checked. Verified means that page stated the number. Unverified means it could not be read from an official static page and is not used as the recommended total. Taxes are excluded.

Why do two tools show different models for the same preset?

Fast, standard, and high are buckets, not a shared quality score. The result names the model, for example Runway Gen-4.5 or Kling API 3.0 at 720p without audio. A tool with no verified rate for that bucket says so instead of borrowing a different model silently.

What is the AI video cost per second?

Where a vendor publishes a per-second price, that price is shown directly. Where a plan gives a monthly credit pool, the per-second figure is the plan price divided by how many seconds those credits buy at the stated model rate. Bundles that are only published for 5 or 10 seconds are labeled as derived.

How often should these prices be updated?

Vendors change credit charts without notice. The catalog in this project records a last-checked date on every row. Update the row when you re-read the source, and do not keep a number you can no longer find.